Online Payments

Streamline Your Business Operations with our Virtual Terminal

Give your customers a seamless experience by offering a secure and efficient way to process payments without the customer being present.

Our virtual terminal allows merchants to manually process card-not-present transactions. Virtual terminals are typically used by businesses who do not have a physical point-of-sale system, but still need to process transactions through a payment gateway.

No need for specialised hardware or software and what’s more, our virtual terminals also provides a variety of other payment tools and platforms, such as recurring billing, invoicing, and reporting.

We guarantee peace of mind through customisable security options to minimise fraud risk such as tokenization and integration with third party fraud detection software.

How does a Virtual Terminal help businesses?

Virtual terminals offer several benefits to businesses, especially those that operate in card-not-present environments.

Here are some ways virtual terminals are useful for businesses:

Flexibility and convenience

Our virtual terminals enable businesses to accept payments from customers over the phone, or via online forms. This expands the range of payment options available to customers, making it more convenient for them to complete transactions.

Integration With Other Business Tools

Our virtual terminal integrates with other business tools such as invoicing, customer management, and reporting to streamline operations by centralising payment processing and related tasks.

Accessibility & Mobility

Process transactions and manage payments from anywhere, as long as you have an internet connection. This is especially useful for businesses with remote or mobile operations.

Streamlined Payment Processing

Virtual terminals simplify the payment process by providing a user-friendly interface for entering customer payment information. The platform securely handles the transaction, communicates with the payment gateway, and provides instant transaction response.

What businesses would benefit from a virtual terminal?

Service Based Businesses

Businesses in industries such as consulting, professional services, or home services can use virtual terminals to accept payments from clients over the phone or via online forms for services rendered.

Non-profit organisations

Virtual terminals can be useful for non-profits to accept donations and payments. This can include one-time donations, recurring contributions, or event registrations.

Virtual Terminal

(MOTO) Businesses

Businesses that primarily receive orders over the phone can use virtual terminals to process payments. This includes retailers, subscription-based businesses, and businesses that sell products through direct mail marketing.

How Secure are Virtual Terminals?

Yorkshire Payments’ Virtual Terminal is PCI DSS Level 1 registered as an approved service provider by Visa and Mastercard and is protected by DDoS mitigation tools. Within the gateway, built-in security settings include AVS, CV2 checks, 3D Secure, velocity check rules and additional pre-integrated third-party fraud solutions.

Virtual terminals are designed with security in mind to protect sensitive customer payment data.

3D secure – You will be fully secured by Mastercard Securecode, Verified by Visa and American Express Safekey. (Strong Customer Authentication (SCA) Ready).

AVS/CV2 Checking- Integrated Address Verification Service (AVS) and Card Verification Value (CV2) checks.

PCI Compliance – PCI DSS Level 1 registered as an approved service provider by Visa and Mastercard. Our full card tokenisation allows the storage of card details in a PCI friendly environment making it faster to take payments and store customer details.

Velocity Checks – A comprehensive fraud monitoring and prevention system. Widely used by ecommerce merchants, it’s designed to highlight potential fraud based on the rate of purchases and multiple transactions.

The Benefits of a Virtual Terminal

Get Started Today With Our Virtual Terminal for Seamless Payment Processing

Get in touch to start your Virtual Terminal Journey!

Give us a call, send an email or use our contact form to leave a message regarding your enquiry. We will respond using your contact details.

Call us on: 01422 323785

Email us at:

Visit us and book a demo: If you want to book a demo of a Virtual Terminal, get in touch and we will arrange your visit to our product showroom where our Relationship Managers will guide you through the process and demonstrate the product.

Follow Us

Book a FREE


leave your details below to book your free demo